Privacy Policy

Legaci helps you securely store your important documents and asset information so that your family can access them when it matters most. Because we handle highly sensitive personal and financial data, we take your privacy seriously. This policy explains exactly what we collect, how we use it, and how we protect it.

1. Information We Collect

We collect only the information you choose to store or provide:

Account Information

Name, email address, and phone number used to create your account
Details of family members you designate as beneficiaries

Government Identity Documents

PAN card details
Aadhaar number and related information
Passport details
Other government-issued identity documents you upload

Financial Asset Information

Bank account details (account numbers, bank names, branch information)
Mutual fund holdings, folio numbers, and related details
Investment and insurance policy information
Other financial assets and documents you choose to store

            Note on Aadhaar: We store Aadhaar information solely for your
            personal record-keeping purposes. We do not use Aadhaar data for authentication
            or verification, and we do not share it with any third party.
        

2. How We Use Your Information

To securely store your documents and asset details on your behalf
To allow you to share selected information with designated family members
To send you account-related notifications (e.g. access alerts)
To maintain, secure, and improve the Legaci service

We do not sell, rent, or trade your personal or financial information to any third party. We do not use your data for advertising.

3. Data Storage and Third-Party Services

Your data is stored on Google Cloud Platform infrastructure located in India (where available) and may be replicated to other Google data centres as part of their standard redundancy practices.

Google Cloud Firestore — stores structured data such as account details, asset metadata, and beneficiary information.
Google Cloud Storage (GCS) — stores uploaded document files (e.g. scanned copies of identity and financial documents).

Google Cloud Platform is bound by its own Data Processing Addendum and does not access or use your data for its own purposes.

4. Data Security

Given the sensitive nature of the information stored in Legaci, we apply the following protections:

All data is encrypted in transit using TLS
Data at rest is encrypted by Google Cloud Platform
Access to your data is restricted to your account and the family members you explicitly authorise
Authentication is required for all account access

No system is 100% secure. If you suspect unauthorised access to your account, please contact us immediately at aravind.ragavendran@gmail.com.

5. Who Can Access Your Data

You — full access to everything you have stored
Designated family members — access only to the documents and assets you have explicitly shared with them
Legaci team — limited administrative access for the purpose of maintaining and securing the service; we do not read your document contents unless required to resolve a support issue with your consent

6. Data Retention

Your data is retained for as long as your account is active. If you delete your account, your data will be permanently deleted within 30 days, except where retention is required by applicable law.

7. Your Rights

You have the right to:

Access and download all data you have stored in Legaci
Correct or update inaccurate information
Delete your account and all associated data
Withdraw consent for data processing (which will result in account deletion)

To exercise any of these rights, contact us at aravind.ragavendran@gmail.com.

8. International Users

Legaci is designed for users in India. If you access Legaci from outside India, your data will still be processed and stored as described in this policy. By using the service from abroad, you consent to your data being transferred to and processed in India and on Google Cloud infrastructure.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the effective date above and notify you via email or an in-app notice. Continued use of Legaci after changes are posted constitutes your acceptance of the updated policy.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how your data is handled, please reach out:

Email: aravind.ragavendran@gmail.com
Location: Chennai, India